Insurance with international solutions

In principle, the Federal Health Insurance Act holds that health insurance is solely mandatory for those living in Switzerland.

The bilateral agreement between Switzerland and the EU/EFTA has resulted in changes for certain categories of residents of EU/EFTA Member States, i.e. pensioners, frontier workers and those receiving unemployment benefits in Switzerland.

For all other categories of residents abroad, the system remains the same and there is no legal framework for the provision of health insurance coverage by Swiss insurance companies. Health insurers may (but are not required) to offer health insurance products to Swiss Abroad.

We recommend that you contact your insurance company directly to ask if it offers the possibility of health insurance abroad.

If this is not the case, we can provide you with the addresses of companies who do offer international health insurance.

International Health Plan. Insurance cover by CSS for Swiss Abroad. Worldwide security against illness and accident.

When you decide to move abroad from Switzerland temporarily or permanently, you need good insurance. Your Swiss insurance cover lapses when you move outside the country, in accordance with the Federal Health Insurance Act (KVG).

The International Health Plan offers you complete peace of mind at all times wherever you are in the world: whether at home, on holiday or travelling on business. It applies both in your chosen country of residence and abroad.

Further information:

International Health Plan
by CSS Versicherung AG
PO Box 2568
6002 Lucerne
Tel. +41 58 277 16 87

ASN Advisory Services Network AG
International health insurances
Bederstrasse 51, PO Box 1585
8027 Zurich, Switzerland
Tel. +41 43 399 89 89 /

Direct Health
Offices in Mumbai and Bangkok, consultant for international health insurances

Globality Health
1a Rue Gabriel Lippmann
LU-5365 Schuttrange
Tel. +352 270 444 22-02

Golden Care S.A.
Boulevard Helvétique 31
1207 Geneva
Tel. +41 (0)848 444 222

KPT International
PO Box 8624
3001 Bern
Tel. +41 58 310 93 99

Age limit at registration: 65 years old 

OPAL Health Insurance
10 Rue du Prince
1204 Geneva
Tel. +41 22 317 78 55

SHI Swiss Health International Ltd.
14, rue du Rhône
1204 Geneva
Tel. +41 22 819 18 67

Soliswiss - Cooperative of Swiss abroad
Effingerstrasse 45
CH-3011 Bern
Tel. +41 31 380 70 30

SWICA Krankenversicherung AG
Römerstrasse 38
8401 Winterthur
Tel. +41 52 244 22 33

Chemin de Beaulieu 8
1752 Villars-Sur-Glâne
Tel. +41 840 001 001

Swiss Insurance Online
Health insurance for expatriates

Swiss Insurance Partners AG
PO Box 531
8024 Zurich
Tel. +41 44 266 61 11

Visana Services AG
Weltpoststrasse 21
3000 Bern 1
Tel. +41 31 357 94 58

WinHealth Group SA
Route de Malagnou 105 – CP 307
1224 Geneva, Switzerland
Tel. +41 22 736 76 76 / +41 79 635 36 57

SwissCommuity is not in a position to examine the conditions attaching to these offers by private insurances and gives no guarantee as to the quality of the products. Neither is this list intended to be exhaustive. It is intended merely to help those looking for insurance companies to contact.