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YAPEAL embeds finance into the lifestyle of its customers.

We are not a challenger bank
We challenge banking

We focus on covering daily financial management with user-friendly, value-added financial services – transparent and secure – fairly priced and fun – by listening to our community.

Brief portrait of YAPEAL AG

YAPEAL AG, headquartered in Zurich, is one of the leading startups in the financial industry in Switzerland. It is majority-owned by its 14 2018 founders and has a broad shareholder base of dedicated ambassadors in addition to strategic anchor investors (Bank Vontobel AG and Abacus Research AG). The fintech company, which is supervised by the Swiss Financial Market Supervisory Authority and obtained its first fintech license in Switzerland in March 2020, successfully launched its offering on the market on Jan. 1, 2021.

Based on a Swiss account, Yapeal offers a digital wallet (eWallet) with a Visa Debit Card, enabling worldwide purchases at advantageous exchange rates. Domestic and international payments are included in the scope of services, as well as a pension solution in cooperation with Bank Vontobel's Pension Foundation and solutions for children, young people and families.

Thanks to the possession of all licenses for the provision of account, card and payment transaction services, Yapeal is able to act quickly and agilely independently of third parties.

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